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The Daily Ardmoreite
  • Layaway: A good option for budget-conscious consumers

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  • With the economy on the upswing national and local retailers alike are promoting layaway plans to help families buy something special for their loved ones without breaking the bank.


    Identifying a safe and cost-effective layaway arrangement can be difficult. First Fidelity Bank offers this tip for shoppers considering layaway this holiday season:


    Know the terms. Each retailer offering layaway has a different plan, and even then the terms can vary based on the type of the product being purchased. Before committing to layaway, know what payment amounts are, when they are due, the exact product you will receive upon completion of payment and other relevant details. Ensure that the terms are locked over the life of the contract.
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