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The Daily Ardmoreite
  • Layaway: a good option for budget-conscious consumers

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  • With the economy on the upswing national and local retailers alike are promoting layaway plans to help families buy something special for their loved ones without breaking the bank.


    Identifying a safe and cost-effective layaway arrangement can be difficult.


    First Fidelity Bank offers this tip for shoppers considering layaway this holiday season:


    Know who you’re doing business with. Although national retailers are promoting layaway in a big way this year, local and regional retailers sometimes offer the service, too. Make sure that the company with which you enter a layaway contract is reputable.The Bureau of Consumer Protection makes available the federal guidelines governing layaway contracts in their online business center, accessible at www.business.ftc.gov/.

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