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The Daily Ardmoreite
  • Layaway: a good option for budget-conscious consumers

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  • With the economy on the upswing national and local retailers alike are promoting layaway plans to help families buy something special for their loved ones without breaking the bank.


    Identifying a safe and cost-effective layaway arrangement can be difficult.


    First Fidelity Bank offers this tip for shoppers considering layaway this holiday season:


    Discuss the cancellation policy. Over the course of the weeks leading up to the holidays, sometimes it becomes clear that the “perfect” gift for your loved one won’t be so perfect after all. Make sure you know what happens if you back out of your contract. Reputable companies will usually offer a full rebate or store credit for the amount you have paid so far, but check for any unexpected fees.
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