OKLAHOMA CITY (AP) — Oklaho­ma Insurance Commissioner John Doak says a small earthquake in southern Oklahoma should prompt homeown­ers and renters to consider adding earthquake insurance to their insurance policies.

The U.S. Geological Survey recorded a 2.8-magnitude earthquake in Ste­phens County on Tuesday.

Doak says Oklahoma has seen a sig­nificant number of ear thquakes in the past year. He says those quakes rein­force the need to add earthquake cov­erage to insurance policies to protect homes and possessions from natural disasters.

Doak says 95 earthquakes with a mag­nitude of 1.8 or greater were reported in Oklahoma in 2012, with the strongest registering a 3.8-magnitude. A record­breaking 5.6-magnitude earthquake hit Oklahoma in November 2011, damag­ing dozens of homes and businesses.