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Looking for ways to pay for all those gifts? The following stores offer layaway plans, so if you find the perfect gift but need to wait until payday to have the money, check out these layaway plans.
For women’s fashion and accessories, shop at Cato, which offers a 30-day layaway plan on all regular priced merchandise. The down payment is $8 or 20 percent of the purchase, whichever is greater. There is also a $3 service fee. Clearance priced items cannot be bought on layaway and must be purchased on the spot.
Goody’s sells clothing for the entire family and offers a 30-day layaway plan for everything but clearance items. There is a $7 service charge and a down payment of 20 percent.
For more clothing options, you can also check out the Buckle, which offers a 60-day layaway plan with no service charge. They require 20 percent down and allow for partial pick-up of items so you can pick up items as you pay them off. They also send out reminders every couple of weeks and offer a breakdown of your bill that can be paid every two weeks. However, you are not required to stick to that plan and can pay it off however you like. The only requirement is that the item is paid for and picked up within 60 days.
Walmart offers 60-day layaway for the fine jewelry department only. Items of $100 or more retail value are eligible for a 180-day layaway plan. A down payment of 10 percent is required.
Looking for ways to pay for all those gifts? The following stores offer layaway plans, so if you find the perfect gift but need to wait until payday to have the money, check out these layaway plans.
For women’s fashion and accessories, shop at Cato, which offers a 30-day layaway plan on all regular priced merchandise. The down payment is $8 or 20 percent of the purchase, whichever is greater. There is also a $3 service fee. Clearance priced items cannot be bought on layaway and must be purchased on the spot.
Goody’s sells clothing for the entire family and offers a 30-day layaway plan for everything but clearance items. There is a $7 service charge and a down payment of 20 percent.
For more clothing options, you can also check out the Buckle, which offers a 60-day layaway plan with no service charge. They require 20 percent down and allow for partial pick-up of items so you can pick up items as you pay them off. They also send out reminders every couple of weeks and offer a breakdown of your bill that can be paid every two weeks. However, you are not required to stick to that plan and can pay it off however you like. The only requirement is that the item is paid for and picked up within 60 days.
Walmart offers 60-day layaway for the fine jewelry department only. Items of $100 or more retail value are eligible for a 180-day layaway plan. A down payment of 10 percent is required.
