This Nov. 8, 2018 file photo shows a page from the 2019 U.S. Medicare Handbook in Washington. Millions of retirees are in the thick of Medicare open enrollment, which runs from Oct. 15 to Dec. 7, but many find the process challenging. (AP Photo/ Pablo Martinez Monsivais, File)
Kate Ashford of NerdWallet Millions of retirees are in the thick of Medicare open enrollment, which runs from Oct. 15 to Dec. 7, but many…
