Dear Dave,
My parents left their six-figure jobs to enter the ministry when I was in high school. That was 10 years ago, and my mom still regularly asks me to share my money with them. I donít mind helping out once in a while, but this has been going on for a long time and Iíve started feeling bitterness about the requests and their bad financial decisions. My mom also tries to make me feel bad sometimes if I canít afford to give them as much as they want. She constantly references their calling, and that I should want to help with that. How can I stop this pattern?
ó Renee

Dear Renee,
This is not a healthy situation for anyone involved. By consistently giving or loaning your parents money, youíve lost respect for them in the process. The relationship has become strained, and thatís a tough thing for anyone to deal with ó especially in a parent-child situation. On top of all that, your mom sounds like a travel agent for guilt trips. It seems like sheís working you over while implying itís all really for God. Thatís toxic.

Going into the ministry is an admirable thing. However, I remember a guy in the Bible named Paul who made tents while he conducted his ministry. Iím paraphrasing, of course, but his line was something like, ďIf you donít work, you donít eat.Ē He had a job, remember? So, suggesting that someone work outside the ministry while trying to do Godís work isnít mean or unfair.

No one should do this to their child, and itís going to be hard to unravel it all and turn it into a respectable situation. I hope everyone will consider sitting down with a mature third party, and developing a situation where youíre no longer giving or lending them money.

In the meantime, read a book called Boundaries by Dr. Henry Cloud. After that and some objective intervention, I think this situation will become a lot healthier for everyone.

Finding the right motivation

Dear Dave,
My husband and I make $180,000 a year combined, and we have a net worth of about $1.6 million. Weíve been blessed financially, and lots of times motivated by a survival point of view, but what do you do when youíre not motivated by that kind of thing anymore? How do you find and live out Godís purpose for your life?
ó Lisa

Dear Lisa,
Congratulations on your success. You guys really have been blessed, and it sounds like youíve worked hard for your wealth.

If youíve ever studied psychology a little bit, you may remember Maslowís hierarchy of needs.

Basically, once you get physiological and safety needs met, you feel a need to find other things to motivate you. It sounds like youíre a performance-oriented person. So am I. People like us get our relaxation and even fulfillment away from work in different ways than most people.

My suggestion would be to start thinking about ways you can serve and help other people or causes you care about. This could even mean becoming a stay-at-home mom for a while and really pouring into your kids, if you have them. If itís something else, thatís okay too. How about this? Youíve obviously been thinking about this stuff for a while. Take a day all to yourself, away from everything and everybody, and bring along nothing but some food and drink, a bunch of notepads and pencils, and a Bible. Open up your mind and your heart to the things you care about and all the possibilities. You have to have a goal that is worthy in your mind, and you donít have that right now.

I canít tell you what your calling is, Lisa, but I can say this. Thereís tons of joy and fulfillment to be found when youíre working in a way to serve the people and things that matter most in your life.

ó Dave Ramsey is Americaís trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books. The Dave Ramsey Show is heard by more than 11 million listeners each week on more than 550 radio stations and digital outlets. Follow Dave on Twitter at @DaveRamsey and on the web at